The Credit Score Game

If you are reading this, you are already on the right path my friend! Congratulations. So, you probably already know that your credit score is a pretty important factor to the home buying process, but might be wondering what score you need to qualify and how do you get the best rate?

Prior to Covid, you could qualify for a loan with a score as low as 580, though the interest rate would be ungodly and the down payment requirements significant, you could still buy a house. Post covid, things are little tighter. Typically you see loan approvals around the 620-650 mark at the lowest.

I have a handful of lenders that I really like working with so if you'd like to know if you qualify just let me know. I will ask you just a few questions about your goals and then make sure to connect you to a great lender that suits your style and needs!

Or, if you already know that you're not quite there yet and you need to work on your credit, you can download this and other guides on my Freebies page! You can also set up a consultation with me and I can help you determine which steps forward will help your credit score the most in the shortest term possible.

For the record, I spent the last 12 years digging myself out of a 485 credit score hole. After college, credit card debt, and a terrible understanding of how this entire system works wreaked havoc on my score. But I have since raised my score to over an 800 and am very qualified to help you!